November 13, 2019
The proposed scheme has brought together those life insurance
Its beneficiaries are entitled to hospitalisation coverage children umbrella
of up to Rs 30,000 for most diseases. The Prime Minister seemed convinced with
the final proposal,†sources said.The deliberations started last year on the
suggestion of the PM Modi who asked the ministries to come up with an umbrella
programme, bringing together the existing health insurance schemes.
The
integrated scheme will not only help beneficiaries rise but even the number of
schemes will go down, consequently saving resources of the governmentâ€. We are
hopeful that the PM will soon announce the scheme,†sources added. "While the
Expediture Finance Committee (EFC) has already approved the scheme. The Union
health secretary gave the presentation along with officials from department of
financial services, ministry of finance and the cabinet secretary who were also
present during the meeting with the Prime Minister. The new scheme which is
likely to be named-National Health Protection scheme (NHPS) aims to bring
together all existing health insurance schemes and in its new avatar is expected
to offer increased coverage. Extensive deliberations were going on for the past
one year with the Cabinet secretary over-seeing the movements on the proposed
scheme.
After protracted deliberations decks seem to have been cleared for
introducing an integrated health insurance scheme with Prime Minister (PM)
Narendra Modi giving his approval to the proposed welfare After protracted
deliberations decks seem to have been cleared for introducing an integrated
health insurance scheme with Prime Minister (PM) Narendra Modi giving his
approval to the proposed welfare measure..At present, India only has the
Rashtriya Swasthya Bima Yojana (RSBY) was envisaged to provide health insurance
coverage to Below Poverty Line families. Interestingly, various ministries like
the ministry of health, ministry of textiles, ministry of social justice and
empowerment, women and child development, ministry of agriculture etc run
separate health insurance related schemes. Officials say that the integration
will ease governance and save resources of the government.Sources said that
after extensive deliberations, a final presentation was made before the Prime
Minister on Monday soon after he came back from Chandigarh after the grand
international yoga day celebrations.
The proposed scheme has brought together
those life insurance schemes where health subject is inbuilt including those
which are related to accident cover, those which cover disabilities, labour,
railways, textiles, fishermen etc. The scheme proposes to offer a health cover
of up to `1 lakh per family and for senior citizens, a top-up of Rs 30,000
additionally.Similarly, the state government also run their insurance schemes
some are even run in the name of the chief ministers of the state. "The road
appears to be ending now
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